- #1
CuriousBanker
- 190
- 24
Hi,
If you are sick of me already, I don't blame you.
Ok so here is the update. I just got fired from my job for a code of conduct violation. I have an undergrade business degree with a focus on economics.
Basically, I like banking and finance and especially stock trading, but I hate business itself and I hate the attitude of the people in it.
Also, I always feel very ignorant of the world around me and how things work. I know this seems stupid, but it actually causes me great anxiety. I fear that my business knowledge will stay the same, as the world around me progresses technologically. I also have this irrational thought that scientists know everything, but in reality different scientists I guess only know their specific field. I made some good money but I felt so stupid.
My girlfriend is a chemist, and she told me that is a stupid reason to go back to school, because she used to think that way too, and then she went to school for chemistry, did very well, and said she realized that feeling of knowing nothing never goes the way, as nobody truly knows that much. I just want to be able to read about advancements in the world and understand them. I also don't wan to sit up at night thinking "how the hell do cellphones work...how do cars work...how do air conditioners work". Sounds crazy I know but whatever.
Anyway since I got fired, this is making me think...do I go back to school for physics, or just get another banking job? I am 23 years old. I was making 85k a year, was on track to make 120k next year. My temple business degree is not going to make me that kind of money again, I got lucky. So I am going to be stuck making like 50k a year without an MBA, which I am too young to get anyway, and is very expensive.
CCNY has degrees for $2600 a semester + books. I could get a physics degree in 2-3 years because I have the GenEd already.
I could go on to get a PhD after my undergrad and then use that to get into a hedge fund. However I am not sure I am smart enough to do a PhD. So let us assume I just get a BS in physics. I will have a BS in physics and a BBA in economics.
Is this a terrible decision? On one hand, i will have some of the knowledge I seek. Will I be able to get any better job with the two degrees than the one I have now? I live with my girlfriend. Rent is 1275 a month and utilities are about $150. That is $1425, so $713 a month each. I need probably like another $700 a month for food and entertainment. So I need to make like $1400 a month, which I could probably bartend for.
So my two questions
1) Can I bartend 20 hours a week or so while getting a physics degree without like failing?
2) Is this a stupid dream, to want to learn what I am interested in, and really just a bad financial decision, when I could just go make $50k a year for the next 2-3 years...that is $150k in foregone income and like another $20k in loans.
Thoughts? Thanks.
If you are sick of me already, I don't blame you.
Ok so here is the update. I just got fired from my job for a code of conduct violation. I have an undergrade business degree with a focus on economics.
Basically, I like banking and finance and especially stock trading, but I hate business itself and I hate the attitude of the people in it.
Also, I always feel very ignorant of the world around me and how things work. I know this seems stupid, but it actually causes me great anxiety. I fear that my business knowledge will stay the same, as the world around me progresses technologically. I also have this irrational thought that scientists know everything, but in reality different scientists I guess only know their specific field. I made some good money but I felt so stupid.
My girlfriend is a chemist, and she told me that is a stupid reason to go back to school, because she used to think that way too, and then she went to school for chemistry, did very well, and said she realized that feeling of knowing nothing never goes the way, as nobody truly knows that much. I just want to be able to read about advancements in the world and understand them. I also don't wan to sit up at night thinking "how the hell do cellphones work...how do cars work...how do air conditioners work". Sounds crazy I know but whatever.
Anyway since I got fired, this is making me think...do I go back to school for physics, or just get another banking job? I am 23 years old. I was making 85k a year, was on track to make 120k next year. My temple business degree is not going to make me that kind of money again, I got lucky. So I am going to be stuck making like 50k a year without an MBA, which I am too young to get anyway, and is very expensive.
CCNY has degrees for $2600 a semester + books. I could get a physics degree in 2-3 years because I have the GenEd already.
I could go on to get a PhD after my undergrad and then use that to get into a hedge fund. However I am not sure I am smart enough to do a PhD. So let us assume I just get a BS in physics. I will have a BS in physics and a BBA in economics.
Is this a terrible decision? On one hand, i will have some of the knowledge I seek. Will I be able to get any better job with the two degrees than the one I have now? I live with my girlfriend. Rent is 1275 a month and utilities are about $150. That is $1425, so $713 a month each. I need probably like another $700 a month for food and entertainment. So I need to make like $1400 a month, which I could probably bartend for.
So my two questions
1) Can I bartend 20 hours a week or so while getting a physics degree without like failing?
2) Is this a stupid dream, to want to learn what I am interested in, and really just a bad financial decision, when I could just go make $50k a year for the next 2-3 years...that is $150k in foregone income and like another $20k in loans.
Thoughts? Thanks.