I feel like at this point we're more arguing personal definitions. Honestly, the biggest difference between Sci-Fi and Fantasy is the setting; Sci-Fi is set in a place where their technology routinely surpasses our own, and Fantasy is not. The content of the story doesn't matter that much...
1. Oregon, currently south but normally Portland
2. currently undergrad
3. I have a lot of programming experience, yes
4. Some, I have a part-time job right now, and I had summer jobs all through high school
5. I'm not super picky; being an actuary sounds interesting, or pretty much anything...